KOTAK MAHINDRA
Job Description
Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity debt asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire Increase in volume of business Ensure that SOH increases pl confirm if this applies to CM role NPA trend Analyze the NPA trend like area industry sector etc Interact with Customers understand the business and regularly monitor delinquencies infants Infant loan which is less than 12 months NPA Ensure qualitative portfolio
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