HDFC Bank Looking for Sl Initiative-credit Officer – Gopalganj at Gopālganj

Job Description

 Department SL Initiative Credit FE Job posted on Aug 29 2023 Employee Type Permanent-Sales Vertical Experience range Years 0 – 3 years Group Company HDFC Bank Limited Designation SL Initiative-Credit Officer 230 864 100145 Office Location Gopalganj Gopalganj Branch Position description Providing support to branch profitability by Client acquisition financial Literacy account opening credit scrutiny Primary Responsibilities Daily field visit to Customer groups to conduct Borrower Eligibility Test BET to check Update BET details findings in BET tool this also includes Appraise credit manager RM of any ring leaders dummy customers and possible fraud events identified during field activities for necessary action Physical File Verification with system Mobile APP – Cross checking of entry done in system with application form details of each member via KYC detail family details existing loan details activity Entering visit details on a day to day basis in SLI Officer Monitoring System or any other system Mobile APP Additional Responsibilities Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager Cross Verification of certain track from different MFIs on case to case basis Accompanying Credit Manager for post disbursement visits if required Advance planning with business team on groups to be visited per week Feedback to Credit Manager about geography negative area com competition presencepetition presence customer quality market trends in terms of launch of new products by customer quality market trends in terms of launch of new products by competitors change in their sourcing appraisal process etc Other activities such as post approvals visits recovery visits along with sales Officer preparation of MIS or any other as informed time to time Educational qualifications preferred Category Bachelor s Degree Master s Degree Academic score Pass Required work experience Industry BFSI Insurance Role Fresher Sales Years of experience 0 to 1 Required Skills 1 Honesty integrity 2 Hard smart working 3 Go getter attitude 4 Ability to convince influence 5 Good observation skills 6 Communication inter-personal skills Other details Contract Types PERMANENT