HDB Financial Services Limited Looking for Credit Manager AL at Ranchi Muzaffarpur, BR

Job Description:
Key functions will be: . Responsible for credit appraisals- loan applications of Commercial Vehicles. . Responsible to maintain quality portfolio. . Responsibility to deliver the credit assessment target within specified Turnaround Time. . Responsible for Audit and Regulatory compliance for the Location. . Assist RCM with coordinating / managing RCU & verification vendors. . Take sound lending decisions based on available information & interactions with the applicants. . To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. . Maintain the Database and making reports for Monthly cases. . Coordinating with agencies for proper sampling / screening of files for fraud prevention. . Managing performance in terms Cost of credit administration. . Graduate / Postgraduate (MBA/CA preferred) . 4-5 years experience in Credit/Underwriting of Secured/Unsecured products . Ability to manage credit processes & teams . Understanding of portfolio metrics . Strong inter-personal skills and leadership ability, which encourages and promotes enthusiasm and team spirit