
Bajaj Allianz General Insurance
Identify LR, CF and CS trends across motor lob and by channel/ OEM/Geography/ fuel/ bus mix/vehicle vintage . The candidate should peep into our historical data and forecast future trends which will help us sharpen underwriting philosophy.
He should also look the IIB data and give us some insights on markets where we have not worked in the past and identify some segments where we can do limited pilots to test the water in those geographies.
Identify various levers of which has a bearing on LR, CF and CS. These will be different levers than what we have been using historical data . Now that KYV is mandatory we have enriched data and we know more about our customers . How do we use the KYC data to fine tune our u.w
Identify good customers from negative geography and bad customer from positive geography by using various underwriting tools.
Cross sell possibility on motor customer bases their financial health and needs . Appropriate time to approach customers .
Segmentation of customer based on various factors to understand more about them and their requirements .