HDB Financial Services Limited
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Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
- Verifying the promoter’s track record & ascertaining their credit worthiness.
- Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
- To ensure Bounce Rate and Delinquency are within acceptable standards.
- Monitor and enforce approval rate and TAT as per prescribed standards.
- Monitor and ensure that monthly Branch audit score is satisfactory.
- Vendor Management.
- To conduct customer meeting to evaluate credit proposal
- PDD Tracking and closure
- Compliance to repayment instrument replenishment to ensure regular repayment of EMI
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