HDB Financial Services Limited Hiring for Branch Credit Manager Job at Rānchī

HDB Financial Services Limited

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Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.

  • Verifying the promoter’s track record & ascertaining their credit worthiness.
  • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position
  • To ensure Bounce Rate and Delinquency are within acceptable standards.
  • Monitor and enforce approval rate and TAT as per prescribed standards.
  • Monitor and ensure that monthly Branch audit score is satisfactory.
  • Vendor Management.
  • To conduct customer meeting to evaluate credit proposal
  • PDD Tracking and closure
  • Compliance to repayment instrument replenishment to ensure regular repayment of EMI
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